Microsoft 365 AI Limits Explained: How to Use It Wisely
1 min read
Summary
Microsoft has launched AI credits as part of Microsoft 365 Personal and Family subscriptions, meaning subscribers can use AI features without an additional subscription.
The credit system operates as a virtual currency which fuels AI-driven features within Microsoft products and services.
Users can use the credits across Word, Excel, PowerPoint, Outlook, Microsoft Forms, OneNote, Designer, Notepad, Photos, and Paint.
Each action involving AI, from generating text to editing an image, consumes one credit, and subscribers receive 60 credits per month.
Unused credits do not roll over to the next month.
Currently, the only option to obtain additional credits is to purchase a $20-a-month Copilot Pro subscription.
However, this removes the credit limit for AI features.
To turn off Copilot features in Microsoft 365 apps, users can deselect the Enable Copilot option in the app’s settings.
This expansion of AI features is a positive development for Microsoft customers, although people may resent the lockout of AI benefits to additional family members who are subscribers.
